Basis Point (BPS) Calculator

Convert between percentages, decimals, and basis points instantly.

%
bps
Convert Kilometer Per Hour To Mile Per Hour Months From 9 Months From Today Retaining Wall Calculator Days Until Days Until April 26

Understanding Basis Points

What are Basis Points?

A basis point (BPS) represents one-hundredth of a percentage point (0.01%). Financial professionals commonly use basis points to discuss changes in interest rates, yields, and other percentage-based metrics. For example, if an interest rate increases from 2.50% to 2.75%, this represents a rise of 25 basis points.

Quick Conversion Guide

To convert between different formats:

  • 1 basis point = 0.01% = 0.0001 in decimal form
  • 100 basis points = 1% = 0.01 in decimal form
  • 1000 basis points = 10% = 0.1 in decimal form

Common Uses in Finance

Basis points are frequently used in:

  • Interest rate changes by central banks
  • Bond yield discussions
  • Investment management fees
  • Credit spread analysis